Posts Tagged ‘ cliffnotesonrealestate.com ’

C.A.R. Fast Facts: 4/7/10

Fast Facts:

Calif. median home price: February 2010: $279,840 (Source: C.A.R.)

Calif. highest median home price by C.A.R. region February 2010: Santa Barbara So. Coast $795,000(Source: C.A.R.)

Calif. lowest median home price by C.A.R. region February 2010: High Desert $122,580 (Source: C.A.R.)

Calif. First-time Buyer Affordability Index – Fourth Quarter 2009: 64 percent (Source: C.A.R.)

Mortgage rates – week ending 4/1/10 30-yr. fixed: 5.08 Fees/points: 0.7% 15-yr. fixed: 4.39% Fees/points: 0.6% 1-yr. adjustable: 4.05% Fees/points: 0.6% (Source: Freddie Mac)

April 7th, 2010  in Economy, Finance, Real Estate No Comments »

Who are the “BAD GUYS” here?

Click the link below and see how The Goldman Sachs Golden Boys have tricked the Amercian people once again with their new front company: OneWest Bank.

Click Here: This should make your blood boil!

Is there any reason why everyone should not be angry and want these guys tared and feathered and then run out of town on a rail?

Homeowners: Boost the Selling Price of Your Home!

10 cheap ways:

1. Paint the façade of your home including your front door.
2. Trim the plants and plant seasonal flowers.
3. Paint the inside of your home with neutral colors
4. Don’t forget all the flooring, replace, repair, or buff out.
5. Make major repairs, roof, pest report, property inspection recommendations
6. Buy a HPP (Home Protection Plan) so all systems are covered when you move
7. Make energy-efficient improvements and possibly get a tax credit
8. Replace light fixtures with modern ones and low energy bulbs
9. Buy a new stove for the kitchen
10. Replace the bathrooms: fixtures, shower heads, toilet seat, towels, and hand cloths

It should go without saying the homeowner should to a super through cleaning job and get rid of all dust, dirt, cobwebs, mold and any smells from pungent cooking odors, pet smells, or mildew.

There is nothing like a bright, fresh open air feeling to bring the buyers calling. Only caveat is to do these before you allow a prospective buyer in your lovely home.

For other informative pamphlets click here now

Comeback America…part 2 1.25.101

part 2: It is all about how our government collects money, mainly through taxation, and how they spend our taxes in governmental operations, programs and benefits. The decisions on how much taxing and how much spending is called fiscal policy.

Fiscal Policy is all about managing our nation’s finances properly! Our government, all three branches, have been making fiscal policy decisions that are very bad. And we as a citizen have to get our fiscal house in order through our elected and appointed officials. THERE ARE SOLUTIONS!

Two types of of spending: 1. Discretionary Spending. 2. Mandatory Spending (NO CONTROL and consists of about 60% of the Federal Budget, which includes Social Security, Medicare, and Medicaid).

Q.) How bad has our National Debt gotten? A.)’07=161B, ’08=455B. ’09=1.42 Trillion! or 9.9% of our G.D.P.. (Figures from O.M.B.) What does a Trillion Dollars look like?

Comeback America!

I have recently started to read a book by David M. Walker entitled Comeback America. Turning the country around and restoring fiscal responsibility. I am excited to be reading this book as if offers not only information on what went wrong with the US economy but also how to fix it. It’s an easy read and anyone who is older than a 5th Grader should be able to read and understand.

The book is intended to promote “basic principal values like thrift, personal responsibility saving and our stewardship obligation to shape the future for our next generation that is better than our past”. It will go on to explain how the “political system has failed to guard our nation’s financial health”. (What a great sound bite!)

If anyone has any comments or suggestion you are encouraged to comment below.

Thank you.
Cliff Keith

http://www.LovelyRedwoodCityHomes.com


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