Cliff's Notes…on Real Estate

Redwood City, CA homes: Now that the summer has come to an end, I wanted to check in with you to see if you have any real estate questions I can help you with. I also want to briefly share with you how I recently helped a client achieve their dream.

Geoff and Tina were looking to buy their first home and wanted to live in a very expensive area. After they were pre-approved with their personal lender it was discovered they had great credit, but not the income to purchase a home in the neighborhood they wanted to live in. After a consultation with me and my Team, we showed them how they could still buy a home in the neighborhood they wanted to live, however, it was going to take hard work and a period of time for them to accomplish such a feat. Together we all came up with a workable plan that would not hinder Geoff and Tina’s lives. Like being tied down to their home and not able to enjoy life. The plan was conservative enough to allow Geoff and Tina to be constantly working towards their goal: moving to the area they wanted to live in. After two years we sold the home they purchased and fixed up for a substantial profit. The profit was not enough for them to get into the area they wanted but they could afford another neighborhood close by to their goal neighborhood. They did the same thing as before and purchased a home they could afford and fixed it up for the current real estate market. Two years later they sold this home, and once again made a hefty profit. Now they had the down payment, great payment history, and know how and we found a “fixer-upper” in the area they initially wanted to buy their home. Sure it took a few years but they got what they wanted and did it the way one does with attaining a dream with real estate. You can too. I can help you too.

If I can ever help you achieve a goal with your home, no matter how difficult it may seem, please call me. (You may use any of the contact numbers/email addresses below) My business is built on serving my clients needs-not just during a sale but before and after. And for any real estate-related questions, such as the name of a good electrician or an update on the houses for sale in your neighborhood, it is my job to help you. In other words you can count on me.

And if you know of anyone that is interested in buying or selling a home, pass their name on to me. I will treat them just as I have treated you.

Have a good day.

Your friend,

Cliff

Tags: buy a home, Buyers Tips, Cliff Keith and Team, cliffnotesonrealestate, homes for sale, plan to your goal, Redwood City

Redwood City, CA: If you have been in the market to purchase a home for over six months you need to act soon and not wait any longer. Especially is you are thinking of using FHA to fund your mortgage or 1st Deed of Trust.

Starting in October 2010 FHA will be charging a new “tax” to all borrowers! This “tax” will be between .35% and 1.5% or $50-$250 extra payment per month. That’s right, you now get to pay more to use FHA as your lender so they can help people who can’t afford loans. Take from one to give to another is a “tax” in my book.

The bottom line is, purchase your new home NOW and save. Otherwise, it will cost you extra in October 2010.

Stop paying rent. Lower your taxes. Take advantage of the current low interest rates and negotiable home prices.

You will be glad you did. Informative free report by clicking here on “How to find bargain deals quickly and easily”.

Tags: banking, buy a home, Buyers Tips, finances, fyi, government, Redwood City, residential home, san mateo county

Foreclosures are down by over 2% for the month of June. This could be a good sign if it continues.

With these new developments now may be a great time to get off the fence and buy your new home.

Once the banks see stabilization in the housing market you are going to see upward movement on interest rates.

Last week interest rates went up .25%. That may not seem like a lot but over a 30 year period it is a lot!

If you want to know; how to find bargain properties at rock bottom prices click this link.

If you already own a home and want to know; 7 ways to increase your homes value for under $100.00 click this link.

If you are facing a foreclosure and want to know; the 5 fastest ways to stop foreclosure in 48 hours or less click this link.

Enjoy the weekend and the heat. What a wonderful summer day.

Tags: banking, buy a home, Buyers Tips, Foreclosure, homes for sale, Real Estate Market Trends, Redwood City, san mateo county, US economy

Has it been 6 months since you started looking for your new home?

Why have you not purchased your home yet? Are you a Lookie Lou?

Interest rates are at an all time low!
The selection of affordable homes to choose from is substancial!
This “buyer’s market” where sellers, give many concessions to buyers, is not going to stay around forever!

If you have been looking for six months, or longer, for your home and you haven’t purchased a home you should fire your real estate agent, fire your lender and fire yourself from the home buying process. You really don’t want to have the American Dream of homeownership. The perfect storm for home buying is right now.

Either stop kidding yourself that you want to buy a home or call me today and together let’s find that special home you have been seeking. You can call be right now by clicking the “Call Me” button on the left.

I am currently seeing a shift in the market towards a “seller’s market“. Interest rate have gone up .25% in the past week…that’s a lot however, still very much affordable! The government has started a program to infuse money into banks to help buyers buy their home. Sellers are starting to price their homes where multiple buyers want the same certain homes again. This points to something is a brewing out in the real estate world like multiple offers on the same home buy several buyers.

If you are looking in Redwood City I have a couple of new homes coming on the market within the next 30 days or so. Contact me and I may be able to get you into them before they hit the open market. Here is a link to a home in San Mateo under $650,000.

Stop being a Lookie Lou, you are wasting your time and efforts on something that will only bring you disappointment and despair.

Tags: buy a home, buyers, Buyers Tips, fyi, home for sale, Lookie Lou, perfect storm, Real Estate, Real Estate Market Trends, san mateo county

Burlingame, CA, On June 27th I will be bringing a 2 bedrooms, 2.5 bathrooms, English Cottage style, townhouse on the market for sale. This lovely home is a desirable end unit and has updated; painting, flooring, kitchen, bathrooms, and slate entry way.

It is going to be staged and ready to sell immediately. The seller is very motivated because she is getting married and needs to move to her new home with her husband in San Francisco. This is NOT an R.E.O., Short Sale, or Distressed home for sale.

All the amenities of Burlingame are close at hand with this lovely home. A wonderful Public Park is two blocks away. World famous Burlingame Avenue is only 1.5 blocks away with all of its boutique shops and restaurants. A new shopping complex with a Safeway grocery store and a Walgreen pharmacy is only one half a block away. Want to walk to Burlingame’s Public Library? Just walk 3 blocks, and across the street from the library is Burlingame City Hall.

To top it off you will be deeded two parking spaces in the underground parking garage for the whole 6 unit complex. And best of all the pricing on this home will be affordable! It will fall within FHA guidelines for financing making it the prime option for a first time buyer.

If you would like to have me send you the time and place of this home please email your request to cliff@SFBayHomes.com. Do today and take advantage of this once in a lifetime offer. You will be glad you did.

Tags: affordable, burlingame, buy a home, CA, first time buyer, good value, opportunity, townhouse