Archive for February, 2010

Read this if your child has a “school” laptop!

Redwood City, CA —

I can’t believe what I am reading here.

A school who issues laptop computers to the student body has
program them to be able to turn on the built-in webcam and watch your
child. Dressed, Naked, or whatever the school was watching.

It shows me how our school administators are out of control and scares me to death. The education system is broke.

It not that this may only be a single time occurrence, rather it has been done. This can of worms contains what else?

February 18th, 2010  in Points of Views No Comments »

Rates are stable

This week ended up with Mortgage Rate staying the same as they have been for the last 3 weeks. You can buy a conventional loan for under $5.0% now. Stability is good.

Did you know Townhomes are not considered the same as Condo’s by FHA? That means if you are trying to buy a home with FHA financing you may want to expand you search to include Townhomes.

Don’t forget Sunday is Valentine Day. If by chance you do forget…well you are dead meat. Good luck.

Who are the “BAD GUYS” here?

Click the link below and see how The Goldman Sachs Golden Boys have tricked the Amercian people once again with their new front company: OneWest Bank.

Click Here: This should make your blood boil!

Is there any reason why everyone should not be angry and want these guys tared and feathered and then run out of town on a rail?

“Comeback America” by David M. Walker part 3, cont….

“Big Government, Low Taxes”

Our nations capital has forgotten to they work for “We the People”. Our founding fathers diligently worked to create a government, which prevented our new government from “European-style privilege and bureaucracy that they had escaped.” They knew they could expect corruption in government and they felt serving the public interest was more of a politician’s role.

George Washington, John Adam, Thomas Jefferson and Ben Franklin believed being a politician was a civic obligation and NOT a full time occupation. Today’s politicians don’t feel or act that way. They are influenced by special interests, and lobbyists, which may or may not have the nations best interests at heart. Including their, personal ethics and public morality. This has caused America to lose good leadership. We “face a serious leadership deficit-one that was not there at the birth of our republic.”

“We have lost our way in developing the ideas at the root of American political thinking in the early days—limited government. Instead today we have created a big government. One who runs up a huge deficit budgets, year after year, to the point where “We the People” will not be able to pay off this enormous commitment we are incurring within our own lifetime. Our children and grandchildren will have to take on our burden along with their own. Their standard of living will be decreased and this will be the first time in American history one generation passed on undo hardships.

In the 1990’s in America statutory budget controls were enacted to side skirt this trend. It was called the PAYGO RULES: which put caps on discretionary spending increases, and paid offs any new spending or tax cuts within 10 years. PAYGO RULES expired in 2002. The most important provisions of these rules, IMHO, were that they gave the basis for our Congress the opportunity to say NO to demands by special interest groups and their big contributor constituencies. Maybe PAYGO RULES need a rebirth?

Your comments are encourage. More to follow.

Homeowners: Boost the Selling Price of Your Home!

10 cheap ways:

1. Paint the façade of your home including your front door.
2. Trim the plants and plant seasonal flowers.
3. Paint the inside of your home with neutral colors
4. Don’t forget all the flooring, replace, repair, or buff out.
5. Make major repairs, roof, pest report, property inspection recommendations
6. Buy a HPP (Home Protection Plan) so all systems are covered when you move
7. Make energy-efficient improvements and possibly get a tax credit
8. Replace light fixtures with modern ones and low energy bulbs
9. Buy a new stove for the kitchen
10. Replace the bathrooms: fixtures, shower heads, toilet seat, towels, and hand cloths

It should go without saying the homeowner should to a super through cleaning job and get rid of all dust, dirt, cobwebs, mold and any smells from pungent cooking odors, pet smells, or mildew.

There is nothing like a bright, fresh open air feeling to bring the buyers calling. Only caveat is to do these before you allow a prospective buyer in your lovely home.

For other informative pamphlets click here now


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